RETAIL INVESTORS CAN BEAT VOLATILE MARKETS BY INVESTING INTELLIGENT!!

Retail investors can beat volatile markets by investing intelligently

 

VOLATILITY OF SHARE MARKET 

        A casual observation of people around you will throw up numerous examples of those who fail to maintain diet plans and fitness regimes. There are countless reasons attributed to failure with diets and fitness regimes, but if you dig a little deeper with those who’ve succeed you will get a simple answer – just stay on course for favourable results. The challenges faced by investors are not very different, but there are some unique challenges that investors do face. Primarily, that making financial decisions is difficult for most investors owing to their limited knowledge, biases and fear of the market movements.

The primary reason that many stay off the stock markets is the very nature of the markets–downs and ups.  Compare this to the fixed return that they earn by way of interest from a bank deposit, which appears to be more stable, predictable and secure. If you add lack of conviction in investing and staying invested for the long term or through the endure of reaching a financial goal, then these are two other factors that make investors lose out on the opportunity to build wealth.

Stocks, bonds, mutual funds   Nd gold are available financial instruments for a layperson to invest in. Now, within tocks one could invest in a listed company or the initial public offer (IPO) of a new company. When it comes to mutual funds there is plenty of choice – domestic and international equities, numerous types of debt instruments and gold. Financial instruments come across as ingredients, but not a solution to one’s financial needs f realising a goal or wealth creation. Come to think of it, most investors look for a simple, low maintenance and proven investment solution. With this insight, ET Money Genius set about creating a solution to investment problems. 

AN ANSWER Of INVESTOR NEEDS

  A time-tested and proven successful investment strategy is all about asset allocation, diversification and rebalancing. However, as simple as it seems, there is no ready-made customised product or service that works on this principle. This is why ET Money Genius was developed – as a solution to investor concerns, as it addresses the need for asset allocation, diversification and rebalancing.

As a first step, instead of slotting investors into rigid risk profiles, ET Money Genius created a self-assessing risk evaluation tool, which is dynamic and allows investors to discover the risk profiles. The working of Genius is based on the postulates of successful investment gurus and the investment models they created with a high degree of added personalisation.

ET Money Genius offers six portfolios Shield, Stable, Balanced, Balanced Plus, Growth and High Growth), which are based on a given investment time frame, financial goals and risk profiles. The low-risk option, Shield, is suitable for short-term goals and for long-term goals such as retirement or wealth creation Genius offers a High Growth option. The other variants offer a choice in between. After all, if personalised training and diet could work for people, a personalised investment solution would also work.

Genius has been tested for data and market situations over the years, which makes it a solution to most common investor concerns. It helps investors understand their comfort to risk; suggests portfolios suitable to their investment goals and time frames, automatically manages the allocation and dynamically follows rebalancing.  his degree of personalisation in wealth management is unprecedented and it is accessible at the tap of a finger on your phone. The

organisation stays with investors through their investment journey, with Genius in the background that hold boost their confidence to stay the course and benefit from super risk- adjusted returns from their investments.